PaycheckState

Take-home pay by state

Updated for the 2026 tax year

Enter one salary and see what it leaves in your pocket in every state, ranked from the most to the least. Federal tax and FICA are identical everywhere; the spread is entirely state income tax and state payroll premiums.

Biweekly pay, standard W-4, one exemption, no pre-tax deductions, no local taxes. Same federal and FICA everywhere; the ranking is the state's doing.

#StateTake-home (year)Per paycheckState taxes and premiumsEffective rate
1Florida$50,389.92$1,938.07$0.0016.0%
2Nevada$50,389.92$1,938.07$0.0016.0%
3New Hampshire$50,389.92$1,938.07$0.0016.0%
4South Dakota$50,389.92$1,938.07$0.0016.0%
5Tennessee$50,389.92$1,938.07$0.0016.0%
6Texas$50,389.92$1,938.07$0.0016.0%
7Wyoming$50,389.92$1,938.07$0.0016.0%
8North Dakota$50,343.61$1,936.29$46.3116.1%
9Alaska$50,118.92$1,927.65$271.0016.5%
10Washington$49,557.62$1,906.06$832.3017.4%
11Arizona$49,189.92$1,891.92$1,200.0018.0%
12Ohio$48,977.45$1,883.75$1,412.4718.4%
13Louisiana$48,933.76$1,882.07$1,456.1618.4%
14Mississippi$48,721.92$1,873.92$1,668.0018.8%
15Vermont$48,692.31$1,872.78$1,697.6118.8%
16Arkansas$48,657.47$1,871.44$1,732.4518.9%
17Indiana$48,649.42$1,871.13$1,740.5018.9%
18Iowa$48,643.92$1,870.92$1,746.0018.9%
19West Virginia$48,523.82$1,866.30$1,866.1019.1%
20Missouri$48,507.25$1,865.66$1,882.6719.2%
21Pennsylvania$48,505.92$1,865.61$1,884.0019.2%
22North Carolina$48,457.39$1,863.75$1,932.5319.2%
23Kentucky$48,407.52$1,861.83$1,982.4019.3%
24New Mexico$48,357.27$1,859.90$2,032.6519.4%
25Montana$48,326.62$1,858.72$2,063.3019.5%
26Nebraska$48,265.51$1,856.37$2,124.4119.6%
27Oklahoma$48,235.42$1,855.21$2,154.5019.6%
28Georgia$48,144.42$1,851.71$2,245.5019.8%
29South Carolina$48,106.02$1,850.23$2,283.9019.8%
30Michigan$48,090.67$1,849.64$2,299.2519.8%
31Idaho$48,063.22$1,848.59$2,326.7019.9%
32New Jersey$47,993.52$1,845.90$2,396.4020.0%
33Alabama$47,880.92$1,841.57$2,509.0020.2%
34Maryland$47,853.42$1,840.52$2,536.5020.2%
35Kansas$47,841.61$1,840.06$2,548.3120.3%
36California$47,806.44$1,838.71$2,583.4820.3%
37Connecticut$47,772.42$1,837.40$2,617.5020.4%
38Virginia$47,754.02$1,836.69$2,635.9020.4%
39Colorado$47,727.92$1,835.69$2,662.0020.5%
40Utah$47,719.92$1,835.38$2,670.0020.5%
41Wisconsin$47,625.33$1,831.74$2,764.5920.6%
42Illinois$47,564.71$1,829.41$2,825.2120.7%
43Rhode Island$47,517.42$1,827.59$2,872.5020.8%
44Maine$47,498.54$1,826.87$2,891.3820.8%
45Delaware$47,496.79$1,826.80$2,893.1320.8%
46New York$47,477.72$1,826.07$2,912.2020.9%
47Massachusetts$47,433.92$1,824.38$2,956.0020.9%
48Minnesota$47,208.91$1,815.73$3,181.0121.3%
49District of Columbia$47,159.67$1,813.83$3,230.2521.4%
50Hawaii$47,056.46$1,809.86$3,333.4621.6%
51Oregon$45,996.30$1,769.09$4,393.6223.3%

How it works

Each state's 2026 withholding formula is run on the same salary, filing status, and biweekly schedule, with one exemption and no pre-tax deductions or local taxes. The nine states with no wage income tax lead the table, though Washington's paid-leave and long-term care premiums and Alaska's unemployment contribution keep them from a perfect tie. High-bracket states with payroll premiums (California, New York, New Jersey, Oregon) tend to fill the bottom.

Cost of living is not part of this ranking; a smaller paycheck in a cheaper state can go further. Each figure links to the state's own page with the full formula and sources.

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