Arizona Paycheck Calculator
Updated for the 2026 tax year · A-4 percentages unchanged for 2026; standard deduction raised by HB 4168, June 2026.
Quick answer
How much is take-home pay on $60,000 in Arizona?
A single filer earning $60,000 in Arizona takes home about $1,891.92 per biweekly paycheck in 2026, or $49,189.92 a year. That is an effective tax rate of 18.0% across federal, FICA, and state withholdings.
| Salary | Take-home (year) | Effective rate |
|---|---|---|
| $40,000 | $33,519.98 | 16.2% |
| $60,000 | $49,189.92 | 18.0% |
| $80,000 | $63,509.94 | 20.6% |
| $100,000 | $77,179.96 | 22.8% |
Single filer, paid biweekly, standard W-4, no pre-tax deductions.
Arizona withholds a flat percentage you choose on Form A-4, from 0.5% to 3.5% of gross taxable wages, and 2.0% if no form is on file; the tax you owe for 2026 is a flat 2.5% after a standard deduction. Nothing else comes out for the state: no local income tax and no payroll premiums. Figures follow IRS Publication 15-T and the Arizona Department of Revenue 2026 Form A-4 instructions.
How Arizona paycheck taxes work
Four tax lines come out of an Arizona paycheck: federal income tax, Social Security (6.2% up to $184,500), Medicare (1.45%), and Arizona withholding at the rate on your A-4. Arizona cities and counties do not tax wages, and the state has no disability, paid-leave, or long-term care premium for employees. Anything else on your stub is your own election: 401(k), health premiums, HSA, and similar benefits.
Arizona withholding has no brackets, allowances, or exemptions. You pick one of seven percentages on Form A-4 (0.5%, 1.0%, 1.5%, 2.0%, 2.5%, 3.0%, or 3.5%), your employer multiplies your gross taxable wages by it, and you can add a fixed extra dollar amount per paycheck. With no A-4 on file the employer uses 2.0%. Set your election in the Arizona withholding rate selector on this page; it starts at the 2.0% default and every line recomputes when you change it.
The election is a prepayment against a flat 2.5% tax on Arizona taxable income. HB 4168, signed in June 2026, raised the standard deduction to $15,750 single, $23,625 head of household, and $31,500 married filing jointly, indexed to the federal amount and applied retroactively to 2026. Because the deduction removes part of your wages from tax, 2.5% of gross over-withholds for most single earners and 2.0% lands close: on a $60,000 salary the 2.0% election withholds $1,200 for the year against roughly $1,100 of tax.
Employees who expect to owe no Arizona tax can elect 0% on the A-4, renewed by February 15 each year. Residents of California, Indiana, Oregon, or Virginia who work in Arizona can file Form WEC to stop Arizona withholding and take a credit at home, and nonresidents in Arizona under 60 days a year are outside mandatory withholding. This site's bonus calculator applies Arizona's 2.0% default rate; if your A-4 election differs, use the selector on this page for a closer figure.
Arizona tax rates (2026)
Arizona withholding on annualized wages.
| State income tax | Elected on your state form, 0.5% to 3.5%; 2% if none filed |
Example: $60,000 in Arizona
Single filer, paid biweekly, standard W-4, no pre-tax deductions.
| Per paycheck | Per year | |
|---|---|---|
| Gross pay | $2,307.69 | $60,000.00 |
| Federal income tax | $193.08 | $5,020.08 |
| Social Security | $143.08 | $3,720.00 |
| Medicare | $33.46 | $870.00 |
| Arizona income tax | $46.15 | $1,200.00 |
| Take-home pay | $1,891.92 | $49,189.92 |
Arizona paycheck FAQ
How much is taken out of a paycheck in Arizona?
Federal income tax, Social Security at 6.2%, Medicare at 1.45%, and Arizona withholding at the flat percentage on your Form A-4: 2.0% of gross taxable wages unless you chose another rate between 0.5% and 3.5%. No Arizona city or county taxes wages, and there is no state payroll premium. The quick answer above shows a single filer on $60,000 at the 2.0% default; change the rate selector or your pay and the calculator recomputes every line.
What percentage should I choose on my Arizona A-4?
Arizona's tax is 2.5% of wages after the standard deduction ($15,750 single, $31,500 married filing jointly for 2026), so the right election is a little under 2.5% of gross for most people with one job. The 2.0% default lands close for a single filer on $60,000: $1,200 withheld against roughly $1,100 owed. Pick 2.5% or higher if you have a second job or other income, and 1.5% or lower if credits will cover most of your Arizona tax.
What is the Arizona income tax rate for 2026?
A flat 2.5% of Arizona taxable income for every filing status. Paycheck withholding is separate: it is whatever percentage you elected on Form A-4, or 2.0% if you never filed one, applied to gross taxable wages with no deductions or exemptions. Calculators that apply 2.5% to every Arizona paycheck overstate withholding for anyone on the 2.0% default, and none of them can know your election unless you enter it.
What changed for Arizona income tax in 2026?
The A-4 percentages and the 2.0% default did not change. The standard deduction did: HB 4168, signed in June 2026, set it at $15,750 single, $23,625 head of household, and $31,500 married filing jointly, indexed to the federal amount and applied retroactively to the 2026 tax year. That lowers the tax you owe at filing, so an A-4 election that fit 2025 may now over-withhold slightly. The withholding rate selector on this page shows the effect of each choice.
Why doesn't my Arizona withholding change when I claim dependents?
Arizona's withholding formula has no allowances, exemptions, or dependent credits; the only levers are the percentage on Form A-4 and any extra flat dollar amount per paycheck. Dependents and other credits reduce what you owe on your Arizona return. If you expect them to eliminate your Arizona tax entirely, you can elect 0% on the A-4, and that election must be renewed by February 15 each year.
Does Arizona have reciprocity with other states?
Only in a credit-based form. Residents of California, Indiana, Oregon, and Virginia who work in Arizona can file Form WEC so no Arizona tax is withheld, because those states credit Arizona tax on their own returns. Nonresidents from other states who work in Arizona more than 60 days in a year have Arizona withholding at their A-4 rate, or 2.0% by default, and settle up on a nonresident Arizona return.
Sources
Rates verified against these documents on September 14, 2026.
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