PaycheckState

Utah Paycheck Calculator

Updated for the 2026 tax year · Reflects the June 1, 2026 withholding update to 4.45% under S.B. 60.

Quick answer

How much is take-home pay on $60,000 in Utah?

A single filer earning $60,000 in Utah takes home about $1,835.38 per biweekly paycheck in 2026, or $47,719.92 a year. That is an effective tax rate of 20.5% across federal, FICA, and state withholdings.

SalaryTake-home (year)Effective rate
$40,000$32,626.5018.4%
$60,000$47,719.9220.5%
$80,000$61,549.9423.1%
$100,000$74,729.9625.3%

Single filer, paid biweekly, standard W-4, no pre-tax deductions.

Utah withholds a flat 4.45% of wages for 2026, after a credit of $485 (single) or $970 (married) that shrinks by 1.3% of wages over $9,348 or $18,696 and disappears for higher earners. Nothing else comes out for the state: no local income tax and no payroll premiums. Figures follow IRS Publication 15-T and Utah State Tax Commission Publication 14, revised for pay periods on or after June 1, 2026.

How Utah paycheck taxes work

Four tax lines come out of a Utah paycheck: federal income tax, Social Security (6.2% up to $184,500), Medicare (1.45%), and Utah state withholding. No Utah city or county taxes wages, and the state has no disability, paid-leave, or long-term care premium. Anything else on your stub is your own election: 401(k), health premiums, HSA, and similar benefits.

Publication 14 annualizes your pay and multiplies it by 4.45%. It then subtracts a credit of $485 a year for single or head of household filers, or $970 for married filers, reduced by 1.3% of every dollar of wages over $9,348 (single) or $18,696 (married) until it reaches zero. The credit is gone at $46,656 of wages for single filers and $93,311 for married filers, and above those points Utah withholding is a straight 4.45% of pay. The result divides back into your pay periods.

Utah has no state withholding form. Your employer reads only the filing status from your federal W-4; head of household uses the single column, and allowances, dependents, and Step 3 credits do not change Utah withholding. The Tax Commission's per-period tables round the credit and threshold to whole dollars, so a stub may differ from this calculator by a few cents.

Senate Bill 60, signed March 23, 2026, cut Utah's flat rate from 4.5% to 4.45% retroactive to January 1, 2026. The Tax Commission applied the new rate to withholding from June 1, 2026, so paychecks dated January through May used 4.5% with a $450 or $900 credit; the difference comes back on your 2026 Utah return. Bonuses run through the same 4.45% schedule, and this site's bonus calculator uses 4.45% for Utah. Utah has no reciprocity agreements; nonresidents are withheld on wages earned in Utah.

Utah tax rates (2026)

Utah withholding on annualized wages after the adjustments below.

State income tax4.45% flat
Withholding credit$485 single · $970 married, reduced by 1.3% of wages over $9,348 / $18,696

Example: $60,000 in Utah

Single filer, paid biweekly, standard W-4, no pre-tax deductions.

Per paycheckPer year
Gross pay$2,307.69$60,000.00
Federal income tax$193.08$5,020.08
Social Security$143.08$3,720.00
Medicare$33.46$870.00
Utah income tax$102.69$2,670.00
Take-home pay$1,835.38$47,719.92

Utah paycheck FAQ

How much is taken out of a paycheck in Utah?

Federal income tax, Social Security at 6.2%, Medicare at 1.45%, and Utah withholding at 4.45% of annualized wages minus a credit of $485 single or $970 married that phases out above $9,348 or $18,696 of wages. There is no local income tax and no state payroll premium anywhere in Utah. The quick answer above shows the result for a single filer on $60,000, and the calculator recomputes it for your pay and filing status.

What is the Utah income tax rate for 2026?

A flat 4.45% of Utah taxable income for every filing status. Senate Bill 60, signed March 23, 2026, lowered the rate from 4.5% and made the cut retroactive to January 1, 2026. Many calculators still quote 4.5% or an even older Utah rate for 2026; Publication 14 as revised for June 1, 2026 uses 4.45%, and so does this page.

What changed in Utah paycheck withholding on June 1, 2026?

The Tax Commission's revised Publication 14 took effect for pay periods on or after June 1, 2026. The rate dropped from 4.5% to 4.45%, the annual credit rose from $450 to $485 for single filers and from $900 to $970 for married filers, and the phase-out thresholds moved from $9,107 and $18,213 to $9,348 and $18,696. Wages paid earlier in 2026 were withheld under the old numbers, and the extra comes back at filing.

Why doesn't claiming dependents change my Utah withholding?

Utah has no state W-4, and Publication 14 uses only the filing status on your federal W-4 to pick the credit ($485 single or head of household, $970 married) and its phase-out threshold. Allowances, dependents, and Step 3 credits on the federal form change federal withholding only. Utah's dependent-related credits apply when you file your Utah return, where they reduce the tax the withholding was prepaying.

At what income does Utah withholding become a pure 4.45%?

Once the credit reaches zero: $46,656 of annual wages for single or head of household filers and $93,311 for married filers, per Publication 14. Below those points the credit trims the effective rate, most for low earners. At $9,348 or $18,696 of wages the full $485 or $970 still applies, and every dollar above that removes 1.3 cents of credit until nothing is left.

How are bonuses taxed in Utah?

A bonus paid separately is withheld at 22% federal on the first $1,000,000 (37% above), 6.2% Social Security up to $184,500, 1.45% Medicare, and Utah tax through the same 4.45% schedule as regular pay, since Utah publishes no separate supplemental rate. This site's bonus calculator applies 4.45% for Utah. Rate charts that still list Utah bonuses at 4.5% predate the June 1, 2026 update.

Sources

Rates verified against these documents on September 14, 2026.

  1. Utah State Tax Commission, Publication 14 Withholding Tax Guide, Rev. 4/26, effective for pay periods on or after June 1, 2026
  2. USDA National Finance Center bulletin, Utah withholding changes effective June 1, 2026
  3. EY Tax News 2026-1045: Utah S.B. 60 cuts rate to 4.45% retroactive to January 1, 2026

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