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Illinois Paycheck Calculator

Updated for the 2026 tax year

Quick answer

How much is take-home pay on $60,000 in Illinois?

A single filer earning $60,000 in Illinois takes home about $1,829.41 per biweekly paycheck in 2026, or $47,564.71 a year. That is an effective tax rate of 20.7% across federal, FICA, and state withholdings.

SalaryTake-home (year)Effective rate
$40,000$32,484.7718.8%
$60,000$47,564.7120.7%
$80,000$61,294.7323.4%
$100,000$74,374.7525.6%

Single filer, paid biweekly, standard W-4, no pre-tax deductions.

Illinois withholds a flat 4.95% after $2,925 for each allowance on your IL-W-4, with no standard deduction. This calculator uses Booklet IL-700-T for 2026, plus 2026 federal and FICA rates.

How Illinois paycheck taxes work

Your Illinois paycheck has three main withholdings: federal income tax, Social Security, and Medicare, and Illinois state income tax. Illinois has no local income taxes and no state payroll deductions.

The formula is 4.95% of your wages after subtracting $2,925 per basic allowance (yourself, spouse, dependents) spread over the year. Employees who are 65 or older or blind claim an extra $1,000 allowance each, which this calculator does not model. Bonuses are withheld at 4.95%.

Illinois tax rates (2026)

Illinois withholding on annualized wages after the adjustments below.

State income tax4.95% flat
Personal exemption$2,925 each

Example: $60,000 in Illinois

Single filer, paid biweekly, standard W-4, no pre-tax deductions.

Per paycheckPer year
Gross pay$2,307.69$60,000.00
Federal income tax$193.08$5,020.08
Social Security$143.08$3,720.00
Medicare$33.46$870.00
Illinois income tax$108.66$2,825.21
Take-home pay$1,829.41$47,564.71

Illinois paycheck FAQ

What is the Illinois income tax rate for 2026?

A flat 4.95%, unchanged. The basic allowance rose from $2,850 to $2,925 for 2026. The FY2027 budget made no change to the individual rate.

I live in Wisconsin or Indiana and work in Illinois. Is Illinois tax withheld?

Wisconsin, Iowa, Kentucky, and Michigan residents are exempt under reciprocity (file Form IL-W-5-NR). Indiana is not on Illinois's list, so Indiana residents have Illinois tax withheld and claim a credit at home.

Sources

Rates verified against these documents on September 14, 2026.

  1. Illinois DOR, Booklet IL-700-T (R-12/25), effective January 1, 2026
  2. Illinois DOR Publication 130 (reciprocity IA, KY, MI, WI)

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