Take-home pay calculator

How it works

Federal withholding follows IRS Publication 15-T for 2026 W-4s; Social Security is 6.2% up to $184,500 and Medicare 1.45%. Choosing a state adds its 2026 withholding formula, payroll premiums, and, where offered, a local rate field. Leave the state on "Federal only" to see the federal floor every worker pays.

Every state's formula, sources, and known gaps are documented on its own page and in the methodology.

Frequently asked

Which states have no income tax?

Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, and Wyoming. Washington still takes paid leave and long-term care premiums, and Alaska an unemployment contribution.

Why is my paycheck different from this estimate?

Common reasons: pre-tax benefits you have not entered, a W-4 with extra withholding, local taxes, or a state that rounds to the dollar. Enter your stub's deductions in the benefits section for a closer match.