PaycheckState

Mississippi Paycheck Calculator

Updated for the 2026 tax year

Quick answer

How much is take-home pay on $60,000 in Mississippi?

A single filer earning $60,000 in Mississippi takes home about $1,873.92 per biweekly paycheck in 2026, or $48,721.92 a year. That is an effective tax rate of 18.8% across federal, FICA, and state withholdings.

SalaryTake-home (year)Effective rate
$40,000$33,451.9816.4%
$60,000$48,721.9218.8%
$80,000$62,641.9421.7%
$100,000$75,911.9624.1%

Single filer, paid biweekly, standard W-4, no pre-tax deductions.

Mississippi withholds 4% on income over $10,000 after a standard deduction and exemptions of $6,000 (single) or $12,000 (married), and the rate keeps falling each year through 2030. This calculator uses the Department of Revenue's 2026 formula, plus 2026 federal and FICA rates.

How Mississippi paycheck taxes work

Your Mississippi paycheck has three main withholdings: federal income tax, Social Security, and Medicare, and Mississippi state income tax. Mississippi has no local income taxes and no state payroll deductions.

The formula subtracts a standard deduction ($2,300 single, $4,600 married with one income, $3,400 head of family) and your Form 89-350 exemption ($6,000 single, $12,000 married, $9,500 head of family, plus $1,500 per additional dependent), then withholds 4% of the amount over $10,000. Mississippi rounds each paycheck to the whole dollar.

Mississippi tax rates (2026)

Mississippi withholding on annualized wages after the adjustments below.

Standard deduction$2,300 single · $4,600 married jointly
Personal exemption$6,000 single · $12,000 married jointly
Dependent exemption$1,500 each
Taxable wagesWithholding
$0 – $10,0000.00%
Over $10,0004.00%

Example: $60,000 in Mississippi

Single filer, paid biweekly, standard W-4, no pre-tax deductions.

Per paycheckPer year
Gross pay$2,307.69$60,000.00
Federal income tax$193.08$5,020.08
Social Security$143.08$3,720.00
Medicare$33.46$870.00
Mississippi income tax$64.15$1,668.00
Take-home pay$1,873.92$48,721.92

Mississippi paycheck FAQ

What is the Mississippi income tax rate for 2026?

4.0% on taxable income over $10,000, down from 4.4%. House Bill 1 of 2025 schedules 3.75% for 2027, 3.5% for 2028, 3.25% for 2029, and 3.0% for 2030, with further cuts tied to revenue after that.

How do married couples split the Mississippi exemption?

The $12,000 married exemption goes entirely to one spouse on Form 89-350 line 2(a), or is split between both in $500 multiples on line 2(b). Couples who both work also each take the $2,300 standard deduction instead of one $4,600.

Sources

Rates verified against these documents on September 14, 2026.

  1. Mississippi DOR, Publication 89-700 Withholding Income Tax Tables and Employer Instructions (revised 1.13.2026)
  2. Mississippi DOR, Computer Payroll Accounting flowchart for 2026

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